Merry Christmas and Happy New Year!

I will be gone for a week (returning January 2nd). I want to take this opportunity to wish you all the best for these holidays. May you spend some time with loved ones and may the 2009 bring you much joy and happiness. Looking back, I can say that I have learned a lot this past year and haved changed my life to become more frugally. I hope we can continue down our path together to fiscal sanity in the new year. All the best to all of you and I will be back in the new year!!!

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