Now is a good time to buy some discount cruises if you have the money and the time. You have to be careful though in that you will likely spend more money than the advertised price. MSNBC has good tips on how to cruise on a budget. The article provides a good link to a travel budget calculator. It is important to plan and budget for all the incidental costs that quickly add up and may make what you thought to be a bargain an expensive proposition.