Category Archives: Budgeting


Bankruptcy is certainly a popular topic with the growing crisis and as growing numbers are faced with their own personal financial crises. The Globe and Mail had a couple of good articles dealing with the topic today. First, Sarah Hampson … Continue reading

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New Year’s Resolution

My New Year’s Resolution is to create an emergency reserve fund of $725 by mid-February. This will be enough to cover any one of my largest payments in case of emergency (rent, payment to credit counselors, minor repair to car). … Continue reading

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A new word is now being introduced to the English lexicon: rate-jacking. This refers to the process by which companies that issue credit cards can jack-up rates dramatically at any time. This practice is hitting consumers hard in the United … Continue reading

Posted in Budgeting, Dangers of Credit | Tagged , , , , , , , , , | 2 Comments

Cool Blogs

I have discovered a few more interesting blogs. This one, Monogamoney, examines the life of a “young couple trying to save enough money to get a dog. And hopefully, one day, a child or two.” They have a great post … Continue reading

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Escaping the Paycheck to Paycheck Cycle

This is a nice post that I found entitled 10 Steps To Escaping the Paycheck to Paycheck Cycle. It is an interesting blog chronicling how he got out of debt through a combination of frugality (spending less) and careful planning.

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7 surefire ways to stay poor

Liz Pulliam Weston that I cited earlier also has an insightful piece entitled “7 surefire ways to stay poor.” I will go through her seven points and see how they applied to me and my past. Getting the big stuff … Continue reading

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Living Without Credit

My life has changed drastically in the past year, and one of the things that has changed is my relationship to buying and credit. I am now learning to live without credit. Living without credit does not mean however not … Continue reading

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